Client Services

Legal Action
We utilize a network of attorneys to pursue legal collection on your accounts. Our legal staff is highly trained in the art of persuasion and negotiation. Typically, less than 1% of all legal cases we pursue are unresolved and proceed to trial. This means more recovery and less exposure to risk.

Credit Reporting
We are on-line members of all major credit bureaus. Your accounts will be reported to these credit bureaus, making approval of future credit for your delinquent customers unlikely until you are paid. We frequently receive payments from customers who have disappeared long ago and now need credit. Our memberships with Experian, Equifax and TransUnion credit bureaus give us coverage coast to coast. Although some of your customers may be lost, they are never forgotten.

Reporting to Our Clients
We have a wide array of reports available to assist you in accounting and tracking results. You will receive reliable, accurate and easy-to-read financial reports. All of our records are stored in a secured facility. Credit Systems is licensed through the Colorado State Attorney General's Office, bonded and insured.


Out-of-State Collections
Through our membership with the American Collectors Association, we can retain the assistance of approximately 4000 qualified collection agencies nationally. Statistics prove that local agencies are more effective. If your delinquent customer moves to another state, your account won't be left behind. You will have the luxury of using local agencies throughout the country without the burden of managing them.

Delinquent Account Recovery
We can reduce your delinquency and increase your profits with our proven ability to maximize recovery. Whether your accounts are medical, retail or commercial, we will use all available options to recover your lost revenue and maintain your valuable public image. You never pay for what we promise to do; you pay only for results.

Skiptracing
Our skiptracing professionals have on-line access to numerous databases, such as: Department of Motor Vehicles Records, Criminal Records, Credit Bureau Records, Voter Registration Records, NCOA Address Records, and several other sources to cross-reference and locate missing debtors. Skiptracing is as much an art as it is a science. Creativity is crucial to success. Skiptracing skills that have been learned over decades of experience as well as continually evolving new ideas are shared with our entire staff. In many cases, timing is critical. Therefore, it is helpful for all our employees to understand the process.