Services
		Delinquent Account Recovery We can reduce your delinquency and increase your profits with our proven ability to maximize recovery. Whether your accounts are medical, retail or commercial, we will use all available options to recover your lost revenue and maintain your valuable public image. You never pay for what we promise to do; you pay only for results.
		Respect and Fairness It is our company policy to treat all your customers with respect and fairness. We fully comply with the Fair Debt Collection Practices Act and the Code of Ethics and Standards adopted by the American Collectors Association. We maintain a professional demeanor at all times and always strive to protect your valuable customer relations.
		Legal Action We utilize a network of attorneys to pursue legal collection on your accounts. Our legal staff is highly trained in the art of persuasion and negotiation. Typically, less than 1% of all legal cases we pursue are unresolved and proceed to trial. This means more recovery and less exposure to risk.
		Credit Reporting We are on-line members of all major credit bureaus. Your accounts will be reported to these credit bureaus, making approval of future credit for your delinquent customers unlikely until you are paid. We frequently receive payments from customers who have disappeared long ago and now need credit. Our memberships with Experian, Equifax and TransUnion credit bureaus give us coverage coast to coast. Although some of your customers may be lost, they are never forgotten.
		Skiptracing Our skiptracing professionals have on-line access to numerous databases, such as: Department of Motor Vehicles Records, Criminal Records, Credit Bureau Records, National NSF Check Data, Voter Registration Records, NCOA Address Records, and several other sources to cross-reference and locate missing debtors. Skiptracing is as much an art as it is a science. Creativity is crucial to success. Skiptracing skills that have been learned over decades of experience as well as continually evolving new ideas are shared with our entire staff. In many cases, timing is critical. Therefore, it is helpful for all our employees to understand the process.
		Technology We live in a rapidly changing and highly technological world. We employ a degreed systems engineer to ensure we not only keep up with technology, but use it to its full potential.
		Choose a Winning Team! This bar graph represents an actual recovery rate test by one of the state's largest financial institutions. Out of six major collection agencies, Credit Systems is clearly the decisive winner!
		Reporting to Our Clients We have a wide array of reports available to assist you in accounting and tracking results. You will receive reliable, accurate and easy-to-read financial reports. All of our records are stored in a secured facility. Credit Systems is licensed through the Colorado State Attorney General's Office, bonded and insured.
		Out-of-State Collections Through our membership with the American Collectors Association, we can retain the assistance of approximately 4000 qualified collection agencies nationally. Statistics prove that local agencies are more effective. If your delinquent customer moves to another state, your account won't be left behind. You will have the luxury of using local agencies throughout the country without the burden of managing them.
		Healthcare Account Servicing As a member of the Healthcare Services Program of the American Collectors Association, we stay abreast of the issues in this dynamic and constantly changing environment. We work hard to reduce your losses and are sensitive to your patient relationships.
		Check Collections Our vast knowledge and experience in all types of collection environments allow us to provide superior results in collecting checks. We are dedicated to maintaining the goodwill of your customers while reducing your losses from returned checks. We have the ability to electronically recover money from accounts when money is available. Our membership in the National Check Services Association assures we stay on the cutting edge of check technology.
		Check Verification You can access one of the largest national databases. Our system is powerful, versatile and accurate. The technology in check verification is constantly on the move. To meet your current needs, we provide the best possible solution to check verification.
		Commercial Collections We have the experience to tackle the most complex situations and break through the barriers that keep you from getting paid. As a member of the International Association of Commercial Collectors, we have extensive training and experience in commercial collections.
		Your Business The most important issue to you is how we handle your business. We have the flexibility and the options you need most. You can trust that our expertise will allow you more time to focus on your business. Call us today. We are ready to be your partner in delinquency control.
		CREDIT SYSTEMS INC. OF COLORADO 3617-J Betty Drive Colorado Springs, CO 80917 719/380-1393 phone 719/380-1617 fax 800/873-5655 toll free
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